Andrea Luoni

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headshot of Andrea Luoni

Andrea Luoni

Founder & CEO
InsurTech, Consulting
San Diego, CA, USA

Listen to Andrea’s Podcast!

Andrea Luoni is the Founder and CEO of RateCraft, a business advocate agency helping organizations greatly reduce their insurance costs.

Andrea has over 1,200 optimized projects over 20 years as an industry watchdog saving her clients on average 35% annually, and some as much as 74% annually. Learn more at RateCraft.

Andrea Luoni has more than 38 years of experience in the insurance industry and has been the CEO and founder for Premium Rate Analysis, Inc. DBA: RateCraft since 1996. Andrea Luoni has extensive experience in consumer advocacy on commercial insurance and group health insurance, analytics, business development, marketing, risk assessment and negotiating insurance contracts. Ms. Luoni experience is broad including national and international risks, manufacturing, distribution, transportation, construction, bio hazard, life science, service industry, hospitality, agriculture, automotive and non-profit risks. Andrea Luoni has successfully negotiated over 1200+ projects with average savings of 30%.

Prior to the founding of RateCraft, Andrea Luoni was a commercial insurance executive with Westland Insurance Brokers in San Diego, a leading insurance brokerage firm focusing on medium to large commercial accounts as well as a broker for a national brokerage firm Fred S James. Ms. Luoni has worked with many of the national brokerage firms throughout the U.S such as Lockton, Marsh, AJ Gallagher, AON and Brown & Brown.

She began her career at Barney & Barney one of the largest independent insurance brokers in San Diego while attending college and was recognized as an ambitious asset and moved up through the company to become a licensed sales agent and later consulted Insurance agency in client retention and operations.

Ms. Luoni has written a monthly column for the San Diego Apartment Association and had numerous speaking engagements with local business groups and as a guest on 760KFMB talk radio.

If not pursuing the endeavors of consumer advocacy in the insurance sector you will find Ms. Luoni enjoying an active lifestyle competing in triathlons, running, and surfing around the world, or playing Mom to the love of her life, her daughter.

Andrea Luoni is also featured on our premiere Features Page.

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