FinTech News: Banking, Payments, and Finance Technology

Federal Reserve Decisions Market Update: Key Outcomes

Three weeks after the Federal Reserve raised interest rates for the first time since 2023, prediction market traders are...

Modernizing ACH: Why the Workhorse Rail Needs a New Engine

Key Takeaways The ACH Network is a crucial but often overlooked payment system, processing billions of transactions worth trillions annually. Four...

FinTech Reinvented the Credit Decision

A decade ago, finding out whether you would be approved for a financial product meant filling in a long...

AI Credit Scoring Works: The Models Behind Modern Lending Decisions

Behind many online credit applications sits a model making a prediction: how likely is this person to repay? For...

How Cashflow Data Is Becoming a Core Signal in Credit Decisions

When making a credit decision, lenders need information that reflects a consumer’s current financial circumstances. Traditional credit data remains...

400+ Conversations on Payments, AI, and B2B Commerce

After more than 400 episodes of  B2B Vault: The Biz-to-Biz Podcast, one thing has become very clear: businesses are...

Using Smart Tech to Successfully Diversify Your Investment Portfolio

Technology has changed the way people manage money, research investments, and build financial plans. In the past, investors often...

How Payment Platforms Support US Businesses Expanding Globally

US businesses expanding into international markets often encounter payment environments that differ significantly from those in their domestic market....

Automated Risk Scoring Technology Is Used in Life Insurance

It is essential for life insurance firms to consider risk assessment carefully before making decisions on coverage provision and...