Design has quietly become one of the most decisive factors in fintech success. Users may tolerate imperfect features in other industries, but when money is involved, every interaction must feel clear, safe, and intentional. A single moment of confusion can break trust instantly. This is why design now sits at the core of user adoption, compliance, and long-term retention across the financial ecosystem. At the same time, the fintech landscape has grown increasingly complex. Platforms must integrate with regulatory APIs, surface sensitive data responsibly, and present advanced analytics in ways users can act on without hesitation. These challenges have pushed specialized fintech design agencies into the spotlight. Their expertise in compliance-aware UX, secure flow architecture, and financial data visualization helps teams build products that are both innovative and dependable. This guide explores what sets these agencies apart, why their specialization matters, and how to choose the right partner for your product’s maturity and technical demands.
Key Takeaways
- Design is crucial for fintech success, as users demand clarity and safety in financial interactions.
- Choosing a fintech design agency requires understanding specialized knowledge in finance and compliance.
- Top design agencies in fintech excel in creating secure and user-friendly experiences across various verticals.
- Identify the right agency by evaluating their expertise with your specific product needs and regulatory demands.
- Effective design builds trust, reduces risk, and positions your fintech product for sustainable growth.
Table of contents
What Makes a Great Fintech Design Agency?
Choosing a fintech design partner goes far beyond reviewing visual portfolios. Financial products operate in an environment defined by regulation, risk, and rapid user expectations—and only a small subset of agencies truly understand how to design within these constraints.
A great fintech design agency blends domain expertise, technical fluency, compliance awareness, and a proven ability to simplify complexity without compromising security. Below are the key criteria that separate specialists from generalist design teams.
Fintech-Specific Experience
- Demonstrated portfolio of banking, payments, lending, investing, or crypto products
- Strong understanding of KYC, AML, GDPR, and other financial regulations
- Ability to design onboarding, identity verification, and transaction flows without adding friction
- Experience simplifying complex financial logic for non-technical users
Technical Capabilities
- Deep UX/UI expertise tailored to financial decision paths
- Mobile-first mindset for apps where most financial interactions happen
- Responsive web design that maintains clarity across devices
- Creation of scalable design systems and reusable component libraries
- Robust prototyping and usability testing methods to validate flows before development
Security & Compliance Knowledge
- Familiarity with secure design patterns and high-risk user interactions
- Understanding of financial data protections and encryption-driven UX considerations
- Ability to design compliant workflows that satisfy regulatory standards
- Accessibility alignment with WCAG requirements for inclusive financial experiences
Services Offered
- Structured user research, interviews, and usability audits
- Brand identity and communication strategy tailored to financial products
- End-to-end product design and UX architecture
- Design sprints and facilitated workshops for rapid alignment
Client Testimonials & Case Studies
- Evidence of measurable improvements (conversion, activation, retention)
- Clear examples of complex projects handled successfully
- Testimonials highlighting reliability, domain expertise, and collaboration strength
- Case studies explaining how the agency managed compliance, security, and technical constraints
Top 6 Fintech Design Agencies to Consider
This curated list highlights the firms that consistently deliver measurable impact. You’ll find a mix of product-focused studios, enterprise-grade design leaders, and full-stack partners capable of bridging UX with engineering. The goal is simple: to help you identify the partner whose strengths align with your product’s maturity, technical demands, and growth ambition.
Gapsy Studio
Founded in 2017, Gapsy Studio has grown into a trusted design partner for fintech teams seeking clean, trust-driven digital products. With 265+ completed projects, the studio blends UX discipline, compliance awareness, and conversion-focused thinking. Their portfolio spans personal finance, trading, blockchain, DeFi, and DAO solutions, giving them broad exposure to the evolving fintech landscape.
Key Strengths
- Deep specialization in finance, trading, blockchain, and DeFi
- Persona-driven design approach
- Proven onboarding improvements (+40% completion)
- Full-service support: research → branding → UX/UI → development
- Mobile-first expertise (biometrics, secure flows, responsive UI)
Notable Clients and Projects
- SquareUp (SMB lending platform)
- Investment platform: +25% user engagement via redesigned dashboards
- Fintech onboarding redesign: -40% drop-off
- Multiple DAO, Web3, and DeFi platforms
Services Offered
- UX/UI design (web & mobile)
- Branding & identity
- User research & journey mapping
- Prototyping & product design
- Design systems
- Motion & graphic design
Best For
- Fintech startups and mid-size companies
- Blockchain, DAO, and Web3 products
- Teams needing end-to-end design + dev support
- Products prioritizing mobile UX and trust cues
Portfolio Highlights
- Strong finance, trading, blockchain case studies
- Clean, modern, security-aware aesthetic
- Available on Behance & Dribbble
Momentum Design Lab
Established in 2002 and now part of HTEC Group, Momentum Design Lab is a global design powerhouse with roots in Silicon Valley. With offices across the U.S., U.K., and Australia, the agency is consistently ranked #1 UX Agency on Clutch (2016–2025). Their 20-year track record covers enterprise-grade fintech, blockchain, payments, and complex digital transformation initiatives.
Key Strengths
- Enterprise-level UX/CX expertise
- Deep financial services and blockchain knowledge
- Research-driven, human-centered methodologies
- Strong technical integration capabilities (AI, IoT, cloud, blockchain)
- Full lifecycle: strategy → design → engineering
Notable Clients & Projects
- Bitstamp (crypto exchange redesign)
- BCB Group (digital asset products)
- Financial institutions (confidential)
- Matillion (software suite redesign)
- Large-scale enterprise transformations
Services Offered
- UX/CX design
- Service design & transformation
- Innovation strategy
- Product engineering
- AI & conversational interfaces
- Data visualization
Best For
- Enterprise banks & payment providers
- Crypto and blockchain platforms
- Companies undergoing digital transformation
- Organizations requiring long-term strategic design
Portfolio Highlights
- Award-winning multi-industry UX work
- 20+ years of fintech innovation
- KPI-driven case studies
Arounda
Arounda, founded in 2014 and headquartered in Dubai, specializes in simplifying complex fintech products for startups and scale-ups. With 233+ completed projects and over $1B raised by clients, Arounda delivers business-oriented design rooted in clarity, research, and measurable UX impact.
Key Strengths
- Strong business outcomes (e.g., +15% growth for MYSO Finance)
- Expertise in wealth, crypto, payments, banking, insurtech
- Highly startup-friendly engagement model
- End-to-end design with proactive ideation
- Strong Web3 and blockchain capabilities
Notable Clients & Projects
- Player’s Health: UX improvements → $34M funding
- MYSO Finance: +15% user growth
- Expence: QR-based expense tracking UX
- Unlocks Calendar: Web3 tools for event forecasting
Services Offered
- UX/UI product design
- Brand identity & strategy
- Research, prototyping, and user mapping
- Design systems
- Web & mobile app design
Best For
- Fintech startups seeking scale
- Crypto/Web3 platforms
- Companies raising capital
- Teams needing close collaboration
Portfolio Highlights
- Visible impact on growth, funding, and retention
- Strong fintech and Web3 case studies
Eleken
Eleken is a Kyiv-based SaaS design agency with a strong fintech focus and a subscription-based model. Over 9 years, they have delivered 200+ complex SaaS and data-driven products. Their dedicated-designer approach ensures continuous delivery and seamless integration with client teams.
Key Strengths
- Exclusive SaaS expertise with strong fintech vertical
- Flexible subscription model with rapid onboarding
- Deep knowledge of compliance, KYC, and risk-driven UX
- Expertise in data visualization and analytical tools
- Highly structured methodology (IA, prototyping, testing)
Notable Clients & Projects
- Cylynx: Graph-AI transaction risk monitoring MVP
- Prift: Personal finance assistant
- Banking & insurance projects across lending and payments
- SEOcrawl, Zaplify, MyInterview
Services Offered
- UX/UI design
- Product design for SaaS
- Prototyping & testing
- Information architecture
- Design systems
- Data visualization
Best For
- Fintech SaaS startups
- Products with data-intensive logic
- Teams needing flexible, embedded design support
- KYC, compliance, or regulatory workflows
Portfolio Highlights
- Strong SaaS + fintech case studies
- High retention and activation improvements
UXDA
UXDA is one of the world’s most exclusive financial UX agencies, working only with banking, fintech, and wealth management clients. With a client acceptance rate below 1% and 30+ international awards, UXDA delivers premium design rooted in behavioral psychology and emotionally intelligent UX.
Key Strengths
- 100% focus on financial services
- Proprietary Emotional Design frameworks
- 150+ fintech products across 39 countries
- 30+ global awards (Red Dot, iF, A’Design)
- High client satisfaction (NPS 81)
Notable Clients & Projects
- my.t money: Banking super app (2× Red Dot winner)
- GCash: Investment UX redesign
- Bank of Jordan: Award-winning mobile app
- Forrester-recognized banking vendors (Finastra, Backbase, iGTB)
Services Offered
- Strategic UX design
- Financial UX architecture
- Behavioral research
- Investment & trading UX
- Digital banking ecosystems
Best For
- Enterprise banks & global fintechs
- Teams seeking premium, award-level design
- Long-term transformation projects
Portfolio Highlights
- Exclusively finance-focused
- Well-documented UX frameworks
- Case studies across 28 financial categories
Qubstudio
Qubstudio is a 19-year-old design agency with global recognition across fintech, SaaS, and banking. With 500+ projects and strong market presence in the Middle East, they deliver research-driven, analytics-backed UX for enterprise and startup fintech environments.
Key Strengths
- Strong regional leadership in GCC banking
- Research-driven design with ROI proof
- Award-winning UX for major banks
- Full lifecycle: MVP → scale → optimization
- Expertise across payments, banking, lending, APIs
Notable Clients & Projects
- Gulf Bank: +78% user growth, iF Design Award
- ila Bank: Best Digital Bank UX (Mastercard)
- BENEFIT Company
- Tamara (BNPL), Vapulus
Services Offered
- UX/UI for fintech
- Product strategy
- Research & user journey mapping
- UX audits
- Design systems
- Brand identity
Best For
- Banks needing modernization
- GCC fintech and digital banking platforms
- Enterprise SaaS and B2B fintech
Portfolio Highlights
- Strong Middle East presence
- Award-winning banking apps
- Detailed case studies with real metrics
Specialized Fintech Design Categories
Fintech is not one unified discipline—it’s a collection of highly specialized verticals, each with its own UX patterns, compliance needs, and user expectations. Choosing the right design partner requires understanding these distinctions. Below is a breakdown of the primary fintech categories and the agencies that excel in each.
Banking & Neobank Design Agencies
Designing for digital banking comes with a unique set of challenges: balancing airtight security with smooth user flows, ensuring transactional clarity, and maintaining reliability under heavy system load. Banking apps must offer predictable experiences across everyday tasks—checking balances, moving money, setting limits—while building trust through transparency and clear risk communication.
Top Agencies With Banking Expertise:
- UXDA – Known for award-winning banking super apps (my.t money, Bank of Jordan), with emotionally intelligent UX and deep financial domain knowledge.
- Qubstudio – Strong presence across GCC banking, known for transforming Gulf Bank’s mobile app (+78% user growth).
- Momentum Design Lab – Works with global financial institutions on large-scale digital banking transformations.
Key Considerations for Banking Apps:
- Clear separation of high-risk actions (transfers, card freezes, loan applications)
- Robust authentication flows with biometrics and adaptive security
- Real-time transaction updates and error handling
- Accessible design for all age groups and financial literacy levels
Payment & Wallet Design Specialists
Payment products require frictionless flows, low cognitive load, and fail-proof clarity. The core challenge is balancing speed and accuracy—users expect instant confirmations but also need reassurance that the transaction is safe and correct. Mobile wallet UX must support quick scanning, QR interactions, NFC, and secure card storage.
Top Agencies for Payment Solutions:
- Gapsy Studio – Strong mobile-first execution with biometric flows and reduction of KYC drop-offs.
- Momentum Design Lab – Deep experience with enterprise payment infrastructures and multi-currency/geo-compliant flows.
Mobile Wallet Design Expertise Includes:
- One-tap payment confirmation
- Real-time fraud indicators and alerts
- Smart error handling during network or card failures
- Simple top-up and card management UX
Investment & Trading Platform Designers
Investment and trading tools are among the most complex fintech products. They rely heavily on information architecture, data visualization, and real-time performance. Users must digest charts, risk scores, market movements, and historical data instantly. Designers in this space must understand technical indicators, portfolio logic, and regulatory constraints around disclosures.
Data Visualization Requirements:
- Highly legible charts adaptable to mobile
- Clear differentiation between states (gain/loss, risk levels, volatility)
- Customizable dashboards for advanced users
- Intuitive filters, search, and sorting logic
Top Agencies in Investment UX:
- Eleken – Strong data-heavy UX and visualization skills, ideal for SaaS trading tools.
- Devexperts – Known for high-performance trading and wealth-management interfaces.
- Arounda – Experience building dashboards for Web3 investing and prediction tools.
- Gapsy Studio – Skilled at simplifying complex investment flows through clean, trust-centric UX, delivering intuitive portfolio dashboards and engagement-boosting data visualizations.
Crypto & Blockchain Design Agencies
Web3 design faces not only complexity but also trust challenges. Users must understand wallets, private keys, network fees, staking, governance, and decentralized finance mechanics—often without prior technical background. Good Web3 UX translates these abstractions into simple steps without compromising security.
Unique Challenges in Web3 UX:
- Explaining wallet setup, seed phrases, and permissions
- Managing volatile states and transaction finality
- Guiding users through staking, swapping, bridging
- Preventing irreversible user errors
Leading Crypto Design Agencies:
- Arounda – Well-known for Web3 dashboards and neobank-crypto hybrids.
- Gapsy Studio – Multiple DAO, DeFi, and blockchain projects with trust-focused UX.
- Craft Innovations – Strong at simplifying complex workflows and compliance-heavy flows in blockchain finance.
Insurance Tech (Insurtech) Designers
Insurtech UX is centered on simplifying paperwork-heavy processes, opaque policy language, and long claim cycles. Good design can dramatically reduce customer support load and increase claim satisfaction.
Challenges in Insurance UX:
- Translating policy terms into clear, everyday language
- Simplifying claims: upload → verification → payout
- Building transparent, predictable claims timelines
- Handling sensitive medical or accident data securely
Top Insurtech Design Agencies:
- Arounda – Improved onboarding and claim processes for Player’s Health, helping secure $34M funding.
- Momentum Design Lab – Strong history with enterprise insurance platforms and risk assessment tools.
Lending & Credit Platform Designers
Lending platforms rely on trust, speed, and crystal-clear communication. Users must understand interest rates, repayment terms, eligibility, and penalties without confusion. UX can directly influence approval conversions and borrower confidence.
Key UX Elements:
- Streamlined application flows (minimal friction)
- Clear risk explanations and repayment schedules
- Transparency around fees and eligibility
- Instant decision frameworks and verification flows
Notable Agencies in Lending:
- Gapsy Studio – Known for redesigning lending onboarding flows to reduce drop-off.
- Qubstudio – Expertise in BNPL and credit products across the Middle East.
- Craft Innovations – Ideal for compliance-heavy B2B lending workflows.
How to Choose the Right Fintech Design Agency
Selecting a fintech design agency is about more than simply choosing the one who comes with your favorite style. Given that fintech products are a matter of regulation, security and user trust, you need a partner who can deliver both top-flight design and watertight process. Begin with internal consensus around scope (MVP, redesign, or new product), budget and timeline considerations and what you need to have experience in (know-your-customer flows, data-heavy dashboards, accessibility considerations, design systems, mobile talent) must-have qualifications – banking API experience?). Be on the lookout for warnings signs, such as vague timelines, partial or ambiguous deliverable lists, weak research, and “pretty” screens that don’t grapple with compliance.
Summing Up
Choosing the right fintech design agency is ultimately about reducing risk and maximizing clarity (both for your users and for your internal teams.) When you understand your needs, evaluate portfolios with a critical eye, verify real-world results, and ask the right questions, the selection process becomes far more strategic than subjective. The best agencies don’t just create attractive interfaces; they help you navigate compliance, interpret complex data, and build trust into every interaction.
With the right agency in place, design evolves from a deliverable into a competitive advantage, one that strengthens your product’s credibility and sets the foundation for sustainable growth.
